Make Sure You’re Ready to Sell Your Home
Anytime the housing market heats up, it’s tempting to list your home.
Here are the top signs you may be ready to sell:
– Your home is worth more than you owe. Selling a home thatʼs worth less than you owe is a lousy deal. Breaking even on your home sale is better, but it’s still not ideal. If you’re in either situation, don’t sell unless you need to avoid bankruptcy or foreclosure.
– You’re debt-free with an emergency fund. If you’ve paid off all your non-mortgage debt and have three to six months of expenses in your emergency fund, that’s a good sign you’re financially secure enough to buy a home again.
– You can afford the costs. First, set aside enough money to get your home ready for staging. Next, consider the costs of your next home. Whether you’re sizing up or down, make sure you can pay for your new house in cash or find a mortgage that fits your budget.
– You’re emotionally ready to sell. Check your emotions. Are you ready to leave the place where your family made memories? Are you committed to keeping your home ready to show for weeks or even months? Are you ready to hear the harsh reasons why potential buyers think your home isnʼt perfect? If you can answer yes to these questions, then emotions wonʼt hold you back from getting your home sold.
– You have the best real estate agent. Selling your home by yourself or with an inexperienced agent could mean missing out on thousands of dollars.
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