Thereʼs no getting around the fact that the week leading up to closing can send your stress level soaring. The good news is you will get through it. Hereʼs how to close the sale and keep a smile on your face. Expect the Best . . . But Prepare for the Worst!

The average process for closing on a house takes 41 days.

The trick is keeping your head on straight when the unexpected smacks you in the face. Rolling with the punches is a lot easier when your agent is a pro at turning lemons into lemonade. A real expert will handle last-minute surprises so you can close with confidence.

Review Your Closing Disclosure

A closing disclosure outlines everything that needs to be paid on closing day. Pay attention to the parts that show your share of the fees (real estate agent commissions), your mortgage payoff amount and any portion of the buyerʼs closing costs you agreed to pay (seller concessions).

Uphold Your End of the Bargain

If you agree to fix something as part of the contract, then do it! Aside from being a legal obligation, itʼs just the right thing to do.

Be Ready for Closing Day

Your closing day to-do list will depend on where you live. Some states do everything electronically while others require in-person signings. Either way, your agent should tell you how to prepare. Hereʼs a rundown of what sellers can usually expect on closing day:

– What to bring: If you gather around a table for closing, youʼll need your photo ID, the keys to your home, a check for closing costs and other documents depending on your sales agreement.

– Where to go: For your closing appointment, youʼll likely meet at the office of the escrowee. That will likely be the title company that legally transfers the ownership of your house to the buyer.

– Who will be there: This depends on where you live, but those at your closing appointment might include you (the seller), the buyer, the escrow/closing agent, the attorney (who might also be the closing agent), a title company representative, the mortgage lender and the real estate agents. But if you pre-signed the deed and transfer documents, you probably wonʼt need to be there.

– What to do: On closing day, youʼll pay any remaining closing costs, as listed in your closing disclosure.

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